K-Dollar

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TERMS OF USE
1. ACCEPTANCE OF TERMS

This website (the “Website”) is operated by Missions Points Network Company Limited (“MPNCL”). By accessing and
using this Website, you agree to be bound by these Terms of Use. Additional terms and conditions (including any
amendments thereof) applicable to a specific area of this Website or to a particular transaction, event or
activity will be posted in particular areas of this Website from time to time by MPNCL.

2. UPDATE OF TERMS
MPNCL will update and amend these Terms of Use from time to time without prior notice.

3. NO UNLAWFUL USE
You may not use this Website or any of its contents referred to for any illegal or
unauthorized purpose. You agree to comply with all applicable laws, rules and regulations in force from time to
time.

4. THIRD PARTY WEBSITES

This Website contains certain hypertext links to other third party websites. MPNCL has not reviewed, is not
responsible for, and accepts no liability in respect of any content, information or opinion contained in any
such websites. No hypertext links to this Website is/are allowed without the prior written consent of MPNCL.

5. INTELLECTUAL PROPERTY AND COPYRIGHT
All contents of the website, such as text, graphics, images, photos, logos, trademarks,
button icons, hyperlinks, audio, video, datas and software (“Website Contents”) are protected by intellectual
property laws and treaties in Hong Kong and elsewhere and may not be reproduced without prior written consent of
MPNCL. You may only print and/or download a hard copy of individual pages of this Website for your own private
use, provided that you do not remove any copyright notices (if any) or you clearly indicate MPNCL is the
copyright owner on such copy. Any authorized third-party website(s) referred to or accessed by hypertext link
through this Website belongs to and remains the property of the respective owners. MPNCL does not acknowledges,
approves or endorses these third party websites.

6. DISCLAIMER
Whilst MPNCL endeavours to keep the information and content in this Website up-to-date,
MPNCL accepts no liability for the accuracy or completeness or use of, nor any responsibility to update, the
information and content (or any part hereof) on this Website. Nothing contained herein shall be construed as the
giving of advice or the making of a recommendation to you and should not be relied upon by anyone as the basis
for any decision or action. In particular, actual results and developments may be materially different from any
forecast, opinion or expectation expressed in this Website. Nothing in this Website constitutes or forms any
part of an invitation or offer to invest or deal in any debt or other securities of MPNCL or its related parties
and nothing in this Website shall form the basis of or be relied upon for any contract or commitment.

7. ACCESS AND UPDATE
This Website is accessible by users authorized by MPNCL only. Authorized users shall update
their account information regularly.

8. TERMINATION OR SUSPENSION OF ACCESS
MPNCL reserves the right to terminate or suspend your ability to access this Website (or any
part thereof) for any reason without prior notice.

9. INDEMNIFICATION
You understand and agree that you are personally responsible for your behaviour on this
Website. You agree to indemnify, defend and hold harmless MPNCL, its parent companies, subsidiaries, affiliated
companies, licensors, directors, employees, agent and any third party information providers to this Website from
and against all claims and losses as a result of or incidental to your use or misuse of this Website and any
contents thereon.

10. PERSONAL DATA PRIVACY
MPNCL commits to protect the privacy of your personal data and information. In order to
provide services to you and to facilitate the operation of the website, MPNCL gathers certain personal
information that you provide to the website. You can find out more about our policy on personal data protection
by accessing the MPNCL Privacy Policy Statement available at https://www.k-dollar.com/privacy-policy/ which set
forth MPNCL’s policies for the collection, usage and disclosure of personal data obtained from the website.

11. NO WAIVER
No waiver of any of these Terms of Use by MPNCL shall be deemed a further or continuing
waiver of such term or any other term or condition.

12. GOVERNING LAW AND JURISDICTION

These Terms of Use are governed by the laws of Hong Kong SAR and in case of disputes, the parties shall submit
to the non-exclusive jurisdiction of the courts of Hong Kong SAR.

13. TRANSLATION
These Terms of Use are written in English. If there are other language versions of these
Terms of Use and there are discrepancies between the versions, the English version shall prevail.